Posts Tagged ‘frugal’

Tips for Saving Money by Living Frugally

January can be a difficult time of year for some. If you over spent during the Christmas season or you used credit cards to pay for your Christmas gifts, you may find yourself stressed about how you’re going to pay for everything. When this happens, it’s important to find a way to eliminate the stress and pay for the bills as they come in.

The best way to do this is to live frugally for a time. Depending on how much you need to save, you may need to do this for a few months or you may need to adopt the frugal living lifestyle. There are a number of ways to make to do this and a few of them are listed below.

1. Going out to eat is a habit we’ve all become a custom to and it can cost a lot more money than it would if you were to make your meals at home. Depending on where you live and the place you go, you could spend $30 to $60 or more on your meal. When you go to the store to make your purchases you will spend $5 to $15 on a meal depending on what you prepare. That’s a huge savings each time and that savings could go to pay the bills.

2. Another way to save money and live more frugally is to use price matching and couponing. Depending on the store you go to and the coupons you use, you could save as little as $5, but you could save a substantial amount which could total $50 or more each time you go. $50 could buy a tank of gas or pay your electric bill, so the savings with this option could be tremendous. Read the rest of this entry »

5 Tips to Staying Frugal During the Holiday Season



Staying frugal during the holiday season can be a challenge, but it is possible. The first thing you need to do is stick to your goal and keep doing everything possible to stay frugal. Continue to print and gather coupons and remember to only buy what you really need. The temptation will be there to purchase other things, but remember what your ultimate goal is and stick to being frugal.

During the holiday season we all have meals we plan and attend. This can be very costly when you’re not prepared to make the additional purchases. Here are a few things to consider when trying to be frugal with your budget.

• If it’s possible, try to do your meals as a potluck type dinner. This will save you money because you won’t have to purchase everything yourself. When you have help with the meal the money you spend will be a lot less for you.

• When planning a family meal, only include the things you need. Multiple vegetables, potatoes, and casseroles are not necessary and will cause you to spend more money than what’s really needed.

• Purchasing gifts can be costly. Consider making gifts whenever it’s possible. People enjoy a plate full of cookies or a jar of cake mix or hot chocolate. Just remember it’s not the price of the gift, but the thought that counts.

• When you have a party to go to consider doing a white elephant gift to give away. Not only will be cleaning hose when you do this, but you’ll also have a great gift and not spend a dime doing it. Look around to see if you have anything that’s in brand new condition that you don’t use.

• Create a coupon book that contains things you’ll do for the recipient for free. You could include a back rub, a night when you cook dinner or a day where you clean the house by yourself. The recipient will very much appreciate these and you won’t spend any more doing it.

No matter if the economy is bad or you need to save money so you can pay your bills each month, being frugal will help you make this happen. During the holiday season it’s even more important to stay frugal because you have so many different things to purchase. Just remember the reason why you live frugally and you’ll be able to stay in frugal mode. These suggestions will help make it a little easier.

Corrie Petersen is a Work At Home Mom who is married and has two boys. She loves to help others in her business, but more importantly she loves spending time with her husband and sons. Click here to read what she is up to with her family by visiting her mommy blog.

About Corrie



Virtual


My name is Corrie and I'm from Wyoming. I've been married to Kevin since 1993 and we have two wonderful boys.

I'm a Virtual Assistant and a Ghostwriter. I love what I do and I enjoy spending time with my family.

I hope you enjoy these posts.
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